Think you don’t need travel insurance? You may want to take another look. Here are our top 6 scenarios you may want to consider when purchasing your Travel Insurance policy:
SCENARIO #1 – Trip Cancellation
The number one reason is cancellation for unforeseen circumstances– Don’t lose your money for this reason. No one expects that last minute illness, injury or death of a family member and all deposits and payments for On the Blue Cruise are non-refundable and non-transferable. Protect your travel investment and find a plan that covers you for these types of circumstances!
SCENARIO #2 – Medical Coverage
Did you know that your medical insurance coverage does not cover you outside the United States? For those flying Internationally and into the U.S., you may not have coverage either. This means if you have an accident while onboard, you will be billed for the ship’s medical services which can be very expensive. Don’t get caught paying out of pocket! Look for a plan that will cover medical expenses while you are away.
SCENARIO #3 – Evacuation Due to Medical Emergency
Imagine that you are halfway through the cruise, become very ill and there isn’t an adequate medical facility nearby. This would mean that you have only one option; To be airlifted to a hospital. This type of evacuation can be financially devastating and can cost upwards of $40k. Don’t take that risk! Travel Guard offers insurance policies that can cover these types of scenarios, so be sure to research and compare your options.
SCENARIO #4 – Flight Cancellation
Picture this: You are in route for the cruise and you arrive at the airport for your connecting flight, only to find out that your flight has been canceled due to bad weather. Imagine that this delay will cause you to miss the cruise! What do you do? Try looking for a policy that can assist you in getting to the ship or covers not only your flight home, but will also cover not being able to sail with us.
SCENARIO #5 – Baggage Loss
You have finally arrived in Miami and are excited about all the events and fun just around the corner. But first, you have to grab your luggage. As the baggage claim empties out you inquire about your bag only to find out that the airline has sent your bag…to CALIFORNIA! Wouldn’t it be nice to be reimbursed for the clothing and toiletries that you have to purchase until you can get it back? Make sure to find an insurance policy that covers this type of incident.
SCENARIO #6 – Loss of Passport/Wallet
Today you are in St. Maarten and anxious to disembark the ship and explore the city. You grab your cruise card and go to look for your passport and wallet, but…they are nowhere to be found. This can be a very nasty surprise for any traveler. Obviously a missing wallet can spell doom on your travel plans and losing that passport can prevent you from getting home. Did you know that Travel Insurance covers this by helping you get a duplicate passport issued or wire you money for emergency funds? Be sure to look into this option in your policy as you compare plans!
These are some of the most important reasons for Travel Insurance, but the options are truly endless. Grab coverage as soon as you book your cabin because there are timelines and restrictions to many insurance plans.
As you can see, these scenarios, while hypothetical can be very real and having the right protection can take an issue from a disaster to an inconvenience.
While not required, it is highly recommended that you purchase travel insurance and we suggest looking at the policies offered by Travel Guard. Policies aren’t as expensive as you may think and will give you piece of mind while traveling.
Travel Insurance: By Travel Guard
With more than 20 years of industry experience, Travel Guard is America’s leading travel insurance plan provider. They specialize in providing innovative travel insurance, assistance and emergency travel service plans for millions of travelers and thousands of companies throughout the world. Their industry-leading, comprehensive travel insurance plans are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.
For more information or to enroll for coverage click here.